19/11/2019 Automotive makes the world a new place

How Cars Have Changed

How Cars Have Changed

How cars have changed. Go to any auto meet or automotive buff vintage auto show and you can gander “real cars”. Cars of the 40, 50 and even 60’s had character, were definitely distinct as well as being made out of “real metal” not just plastic that crumbles on any impact leaving you staring at auto parts and components laden just under and around impact Styrofoam in the sides and behind the bumper. What ever happened to cars you might say? What am I paying for on top of that? A piece of plastic so to speak.

The joke about tinny Japanese automobiles used to be that if you were locked out “Where is the can opener”? Now the can opener would be overkill. Older cars had real metal solid chromed metal bumpers. Not any more.

It can be said that a “typical” standard family automobile product has more than 14,000 parts composed of an ever increasing and even exotic array of materials.

It used to be that cars were made up mainly of metal, rubber, upholstery materials as some electrical wires and components. Not any more. Who on earth knows what materials and type of material components are under your hood and in your car, truck or SUV?

The heart of any automobile product is a motor – gasoline powered strictly or a diesel engine or perhaps today a hybrid gas / electric energy efficient engine. With the development of computer modules in vehicles, cars more and more for sure and becoming have laden with all types of computers, computerized components and electronic control modules. Add in innovations along the way such as electronic fuel injection instead of carburetors and safety features such as antilock abs brakes, air bag systems and even emergency radio / satellite contact communications and you have an idea of ongoing innovations in your vehicle and the auto industry as a whole.

Despite such high tech electronic wizardry any car remains basically a source of transportation composed of mechanical parts that wear, brake down and go out of adjustment. It is a matter of attention to detail and ongoing upkeep whether you do the work yourself ( as is increasingly difficult with high tech modern vehicles) or having a professional – your local garage mechanic or auto dealership service department in charge of ongoing maintenance of the vehicle and the car, truck or SUVs care and maintenance schedule.

Sure economic and fuel concerns and influences have shaped the modern automotive products – both inside and out. Bodies have been made aerodynamically designed to reduce drag and increase fuel economies and miles per gallon mpg. Instead of the older rear wheel drive 8 cylinder metal behemoths most models now employ fuel and space saving transverse mounted front wheel drive 4 or perhaps 6 cylinder engines. Front wheel drive means no big drive shaft to the rear wheels, running under a hump in the middle of the car. Hence no hump and cars are roomier inside with …

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Get a Car Loan for Buying a New Car

Get a Car Loan for Buying a New Car

There are few transactions in your life (aside perhaps from the purchase of a home) which will cost as much as the purchase of a vehicle. Cars, trucks, bikes and other modes of motorized transport are generally the second most expensive purchase in the life of the average consumer. It is because of this fact that few people are ever in the position to pay cash for their vehicles.

Almost everyone uses some form of credit for their vehicle purchase. Like it or not, this is nothing more than a fact of modern life. Most people use car loans in order to afford the car that they want. This can be a perfectly sensible and relatively safe way to purchase a vehicle. Indeed there are several reasons why it would be beneficial to purchase a car using a car loan rather than not use a car loan.

Most people have some form of savings. Some have maybe $1000 dollars or so, whilst other people’s savings run into the tens of thousands or even hundreds of thousands of dollars. The fact is that these savings, whilst they may be more than enough to afford you a new car outright, are not saved for the purpose of a new car. Most people save for their retirement or in case of an emergency. Tempting as it may be to pay cash for a new car (assuming that you have the money ready) it does not make all that much sense. Whilst it is true that unless your loan is interest free, you will end up paying more over the course of the car loan, the important thing is that your emergency savings will still be in tact, and this is worth paying a little extra for.

Car loans give you the luxury of keeping your “rainy day” money for a rainy day. So in effect, a car loan is buying you more than just a new car. A car loan is buying you peace of mind and reassurance that should the worst happen and you need access to your savings, that they will not be all tied up in a vehicle but will be readily available for you to access.

You can ask any business man and they will tell you that cars make awful investments. As soon as you drive a new car out of the dealership you are reducing its value quite dramatically. So why on earth would you invest your savings in a new car? It would make no financial sense for you to do this. The only sensible way to purchase a new vehicle is not to plow all your savings into something that will show no return, but rather to take out a car load. At the very least, this will allow for you to invest in something that will have a better chance to make a profit and drive a new car!…

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Buy a New Car Without Exceeding Your Budget

Buy a New Car Without Exceeding Your Budget

Finding a dream car might be an easy task but managing funds can be a daunting task. Many people will not be able to pay the price and therefore the right type of financing option must be appropriate for them. One must consider the financial situation before applying for any loan. Borrowers must know monthly payments and must be prepared to meet financial obligations every 6 or 7 years. New car financing can be easily available to everyone despite having a bad credit score.

There are two types of automatic loans available. Either users can choose secure car loans or unsecured car loans. If a user opts for a guaranteed automatic loan, the interest will be low. Thus monthly payments will be small and affordable.

On the other hand, unsecured vehicle loans will have higher interest rates and have high monthly installments. This is due to the fact that for availing unsecured car loan users do not have to guarantee collateral collateral. This also puts creditors at great risk by providing unsecured loans.

The best new automatic loans are those that have a lower annual percentage rate and are mostly obtained in secured loans. In a secured car loan, the user promises the property as collateral for the loan. The loan amount that a user can borrow is based on the value of the property that is guaranteed.

It might differ from case to case to decide which car loan is best for your needs and which can be affordable by users. The best car loans have the following features.

  • Low interest rates
  • Easy monthly installments affordable
  • Guaranteed approval and fast approval procedures
  • Flexible interest rates according to market interest rates

The user’s credit rating must be maintained by paying installments regularly for loan settlement without hassle. Student car loans are the newest type of loan, issued by many banks to help students in their transportation. In a new car loan for students, there is no need to pay an advance to the lending agent. There is no need for collateral security either, which makes students feel safer. However, if students have bad credit, the car issued will only be legally owned.

Most car dealers have good relations with many financial agents and thus help users to take advantage of new car loans. Today on the internet, many online car loans are available, which have revolutionized loan processing. Because of this, people feel hassle free for the approval and payment of guaranteed loans. The selection of the right car loan can be made by the user himself by visiting the lender’s website. Users can choose and utilize loans based on their income and the level of affordability of their payments.…

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Buying a Used Car – The Easiest Way How

If you are planning on getting a car and looking for the best deals from your purchase, then only one thing comes to mind-a Toronto used car. Aside from being light on the pocket, you can have an array of choices from the most vintage to the newer models out in the market. You can refurbish any used car into one which you can be proud of using.

However, to ensure that the Toronto used car that you will purchase is at par with your expectations and is worth the money you have paid for, get to know the following tips on buying a used car:

Buying a Used Car - The Easiest Way How

1) Get the used car model of your dreams. Unlike in the past wherein people’s choices were limited to the nearest shops selling used cars, you can extend your search to the whole Toronto area even within the comforts of your own home or office. How? Simple, by using the Internet as your ultimate tool. You just have to type in the model of your dream car in the search box and the phrase Toronto used car, and press the enter button. The top searches of your query will then be displayed, and all you have to do is browse through each of them.

2) Communicate with the Toronto used car shop. Of course, you will have many questions regarding your top used car choices. You can use the customer service feature provided in the Website. Be sure to exhaust all of your questions so that you will have all you need to know in making an informed choice. This will also help you decide which shops to actually visit.

3) Inspect the Toronto used car. If you have your prospect car and have narrowed your choices down, you can schedule a physical visit to the shop to actually see the car for yourself. If you must, bring a trusted mechanic along if you know very little about cars. He or she will be able to tell you the actual condition of the car and whether it is worth purchasing. Be sure to inspect the car thoroughly yourself.…

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Helpful Tips About Making Your Car Dependable

Having a car is a necessity for most citizens of this nation. Some of us would be lost without our car and probably have never used public transportation in their lives. Most of us know that it is very important to keep your vehicle in tip-top shape starting with reading your vehicle’s manual so that you know just how to do that. There are car owners that don’t take the time to do that, they just drive the car and wait for something to go wrong with it before they even think of the importance of proper upkeep. Important things like regular oil changes, tune-ups, and tire checks can extend the life of your car. Don’t wait until your engine burns up from lack of oil or water. Either one of these things can ruin a perfectly good engine.

Helpful Tips About Making Your Car Dependable

There is no such thing as changing your oil too frequently but you should at the very least have it changed and a new oil filter installed every 3,000 miles. This doesn’t sound too hard but a lot of vehicle owners don’t take the time even though an oil change is much less expensive than a blown engine. There are auto shops that specialize in oil changes and along with the oil change they will check many other things on your vehicle such as hoses for wear and tear damage, your transmission fluid level, your battery status, etc. You really get a lot for your money when you take your car in for an oil change.

The days of fix it yourself are over because the engines of today are computerized and very complicated. In the past, it was easy to change your own oil, do tune-ups on your car, changes your spark plugs, etc. So, it is important for every car owner to find a reputable auto shop that they can trust to do these things. If you’ve been a car owner for any length of time you probably have had a bad experience with a shady car shop. Where your can was in worse shape when you got it back than when you put it in the shop. If you don’t know of a reliable car shop you can ask your friends if they know one or you could go onto the internet and see if you can find one that way. The internet will point you towards one with a good reputation in your area.

When you’re in the market to purchase your next vehicle you should try to find the most reliable car you can. In a 2003 JD power survey it was stated that car owners themselves rated the ten most reliable cars as: Lexus, Infiniti, Buick, Porsche, Acura, Toyota, Cadillac, Lincoln, Honda, and Mercury. So, even if our favorite car isn’t on that list it would be in your own best interest to at least check them out before you decide. It could save you hundreds of dollar in auto maintenance and repair.…

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